New consumer lending/borrowing feature can broaden GalaxyOne’s revenue streams and expand retail adoption, but it is not a quarterly result and is limited to eligible U.S. clients in initial rollout states.
Galaxy Launches BTC, ETH and SOL-Backed Credit Line on GalaxyOne Editorial Staff Tue, August 25, 2026 at 7:40 PM GMT+2 2 min read USDC-USD BTC-USD ETH-USD GLXY SOL-USD Galaxy Launches BTC, ETH and SOL-Backed Credit Line on GalaxyOne Galaxy Digital Inc. (NASDAQ: $GLXY) has launched a crypto-backed portfolio line of credit on GalaxyOne, giving eligible U. S.
clients a way to borrow against Bitcoin (CRYPTO: $BTC), Ethereum (CRYPTO: $ETH) and Solana (CRYPTO: $SOL) without selling their holdings. The revolving credit line combines eligible BTC ,ETH and SOL under one facility rather than requiring a separate loan for each asset. Staked SOL can also be used as collateral without unstaking, allowing clients to continue earning applicable staking rewards while accessing liquidity.
GalaxyOne is offering the product with no origination fee and a variable 8. 99% annual percentage rate. Lines begin at a 50% loan-to-value ratio, with interest-only monthly payments and funding typically available instantly in either U.
S. dollars or USDC (CRYPTO: $USDC). More From Cryptoprowl: Canadian Defense Tech Firm Jumps 92% as Government Revenue Boosts Margins MEXC's August 2026 Proof of Reserves Confirms User Assets Fully Backed as Reserve Ratios Remain Above 100% Social Media Platform X Considers Stablecoin Payments HYPE Jumps 17% After Trump Backs CFTC Path for Hyperliquid in U.
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Biotech Exposure Collateral pledged to the line is not rehypothecated, meaning Galaxy does not lend or reuse the assets while they back the loan. The product is supported by Galaxy's institutional infrastructure rather than an external DeFi protocol and is initially available to eligible clients in 40 U. S.
states. "We're excited to bring a competitive crypto-backed borrowing product to market via our growing retail platform," said Zac Prince, managing director of GalaxyOne. He added that Galaxy's institutional infrastructure allows the company to offer competitive rates, security and flexibility through the new credit line.
The launch expands GalaxyOne beyond trading and investment access into consumer lending. Galaxy introduced the platform in October 2025 as a unified app for crypto and stock trading, while its lending business has continued to build products for institutional and high-net-worth clients. Earlier this year, Galaxy also launched GOFR, a managed lending program aimed at institutions, accredited investors and high-net-worth individuals.
The new portfolio credit line brings a similar balance-sheet function to GalaxyOne's retail audience, with BTC, ETH and SOL serving as collateral for cash rather than assets that need to be sold. Galaxy Digital Inc. (NASDAQ: GLXY) stock is currently trading at $24.
11 U. S. per share.
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